Every member must start with our Tiered Savings Account – Your "share" in Patelco Credit Union. This means that, as a member, you can start enjoying unlimited deposits and withdrawals, and competitive monthly dividend payouts as soon as you join – but it doesn't stop there. With our flexible, low- or no-fee Checking and Savings Account options and competitive interest rates, we have the right account to meet your unique banking needs.

Need money for a home? A new or pre-owned vehicle? A computer? Patelco’s loans and lines of credit come with low, competitive rates and plenty of extras to help you through the process. Explore our loan options and services:

At Patelco, we think your credit card should make your life easier, not more complicated. With variable rates as low as 8.15% APR, and no annual fees, penalty hikes, or over-limit charges, your balance won't become a burden, giving you all the benefits of being a cardholder without the hassle. Explore our credit card options: